Salt Lake City, Sandy and Draper Utah real estate listings, home buying, selling and relocation information

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Financing Your Home >If You Are Self Employed

There's no question that it could be more difficult for you to get a mortgage loan if you are a free lance viola player than if you are a government accountant. Traditionally, lenders have been more cautious when evaluating loan applications of buyers who are self-employed than people who work for a regular salary.

However, if you are self-employed, there is no reason for you to shy away from applying for a home mortgage loan, especially if your earnings have been in the same field for at least two years. It is a good idea to meet with one or more loan officers before you begin your search. They will probably want to analyze your tax returns for the past 2 or 3 years, keeping in mind that many self employed people can look impoverished on paper, since you can write off some expenses that salaried individuals can not. Try to get pre-approval from the lender, and ask for a letter stating that you have pre-qualified for a loan which your real estate agent can attach to any offer you submit on a home. This will make you more attractive to the sellers.

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Q	The upper walls of what famous holy temple are lined with gold?
A	The Golden Temple in Amritsar, India is the most sacred temple and spiritual center of the Sikhs.
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Sally Domichel, REALTOR®, real estate agent and broker for Salt Lake City, Sandy and Draper Utah home listings, property and land for sale - NUMBER1EXPERT(tm)

Sally Domichel
Coldwell Banker Residential Brokerage
9350 South 150 East Suite 500
Sandy, UT 84070
Phone: 801-573-1675
Fax: 801-453-0063
Email: SallyDomichel@NUMBER1EXPERT.com
Sally Domichel has been helping families relocate since 1980, and is known to be a trustworthy, caring business professional. She ensures and understands the importance of a smooth and stress-free relocation. Sally was born in Hawaii, and has lived in California, Idaho, Iowa & Oregon. She has been a resident of Utah for the past 35 years. After graduating from Utah State, Sally taught for 5 years in the public school system before getting into Real Estate. As a leading Real Estate Agent in the industry, be assured that Sally will handle all of your Real Estate needs in a timely & professional manner. Call her today!

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